Posted By; Akintayo Asamu
FG Unveils Consumer Credit Scheme to Democratize Access to Laptops and Digital Devices
The Federal Government of Nigeria has officially launched the Credit for Laptops, Internet, Connectivity and Knowledge Digital Devices (C.L.I.C.K.D.) Programme. This landmark initiative is designed to provide citizens with affordable, structured consumer credit to acquire laptops, internet-enabled devices, and essential digital tools. The scheme marks a significant step forward in the national strategy to eliminate barriers to technology ownership for everyday Nigerians.
The Nigerian Consumer Credit Corporation (CREDICORP) is executing the programme in direct partnership with the Federal Ministry of Communications, Innovation and Digital Economy. By integrating consumer credit with technological empowerment, the collaborating agencies aim to drastically deepen digital inclusion. This framework will allow eligible beneficiaries to purchase high-quality devices through flexible, manageable repayment plans.
This initiative directly supports the government`s broader objective to democratize access to credit while fostering economic opportunities nationwide. By promoting responsible borrowing, the scheme aims to improve the overall quality of life and boost individual productivity. It also operates in alignment with the Three Million Technical Talent (3MTT) Programme to ensure tech trainees have the hardware needed to succeed.
To stimulate the domestic tech ecosystem, the C.L.I.C.K.D. programme is prioritizing locally assembled laptops during its initial rollout phase. This strategic focus is designed to inject vital capital into the local manufacturing sector, preserve foreign exchange, and create jobs. As the financing scheme expands, it will continue to incentivize local production lines to build a self-sustaining tech assembly industry.
Speaking at the launch event in Abuja, the Minister of Communications, Innovation and Digital Economy, Dr. Bosun Tijani, emphasized that a reliable credit system is foundational to modern societal progress. He commended President Bola Tinubu for championing the structural reforms necessary to build a robust credit ecosystem. The Minister stated that expanding access to asset financing is a critical pillar in driving Nigeria toward a $1 trillion economy.
The rollout has officially commenced in the Federal Capital Territory, marked by a symbolic presentation of laptop devices to the first batch of beneficiaries. CREDICORP has committed to deploying an initial 1,000 locally assembled laptops to qualified tech fellows spread across the country. This first phase will serve as a blueprint for a larger, nationwide distribution network.
Managing Director and Chief Executive Officer of CREDICORP, Uzoma Nwagba, confirmed that 77 beneficiaries received their laptops during the Abuja launch, with subsequent phases structured to hit remaining states immediately. He explained that the intervention equips young Nigerians with the physical infrastructure required to master high-income digital skills. The long-term goal is to position beneficiaries for lucrative remote work and global digital commerce.
Through this phased distribution, CREDICORP and the Ministry intend to systematically bridge the digital divide partitioning rural and urban communities. By combining innovative financing with indigenous manufacturing, the C.L.I.C.K.D. programme establishes a scalable model for national development. The government maintains that equipping the youth with digital assets is the most direct path to sustainable economic growth.










